Most people who haven’t been in very many car accidents, if at all, will feel overwhelmed and confused as to what they should do immediately after. This is why the call to action is advertised so much on TV and radio ads. A car accident personal injury lawyer wants you to have the best defense when it comes to insurance claims and recouping any damages.
If it’s not your fault or if the other person is at just as much fault as you are, then you need to hire a personal injury attorney who will defend you and make sure all documentation is filed correctly.
Understanding the Circumstances
Some legal advisors out there recommend against calling on an attorney for so called “black and white” claims. This could mean that the accident was clearly caused by the other driver because a) you weren’t there or b) they admitted to it. Even if in these ideal circumstances, you may still leave yourself open for exploitation if the other driver as an experienced lawyer.
Minor injuries shouldn’t be ignored or downplayed, because however minor they may appear to be, people are greedy and opportunistic, you need someone who is there to protect you in the case of your insurance claim investigation. Knowing all the details regarding insurance coverage, statute of limitations, and state regulations is vital to getting fair and complete justice.
Instances where you’ll need advice
Even attorney consultations can be extremely worthwhile and beneficial. You can find yourself needing one in the follow situations:
- Risk is not clear or is shared between or among the gatherings.
- You have no clue how to assess your claim.
- The agent has requested that you give restorative records from preceding the incident.
- The agent has made you an offer and you think your claim is justified regardless of you qualifying for significantly more.
- The agent is putting forth an organized settlement as opposed to a single amount installment.
- You are not positive about your capacity to arrange a settlement all alone.
- You have a claim of lost wages that is hard to demonstrate—for instance, you are a freelancer, an entrepreneur, a businessperson, and so on.
When you have to have an attorney
There are uncontrollable issues at hand that make your claim more significant and you don’t know how to demonstrate your claim (for instance, you’re a guardian and can’t take care of your spouse or family anymore).
The insurance agency has denied your claim, you trust they are inaccurate in their refusal, and they won’t rethink. The insurance agency’s settlement offer is too low, so you have to spend time renegotiating—this is something that a personal injury lawyer can do better.
Other scenarios include:
- You are truly burdened with huge hospital expenses.
- You are left with a handicap and will bring about future doctor’s visit expenses.
- The affected party is a minor with more than slight wounds.
- Responsibility is being debated and you argue you are not liable.
- It’s been right around a year since it happened, you’re not near settling your claim, and you don’t recognize what the statute of limitations is in your state.
- The conditions encompassing the event are intricate and may require professional examination.
- The other party has served you with a claim.
A big contributor to car accidents that are actually fairly black-and-white for many victims of negligence is the factor of “road rage”. These events can happen anywhere and to anyone. Often, innocent bystanders just happen to cross paths with someone who feels that they have to be the king of the road. You can be quiet, be polite, and stay inside your car, but it doesn’t matter if that other person has already decided to label you the cause to all their problems.
With a case like that, you definitely need an attorney to filter out all the hearsay and just focus on the facts of the matter. This will keep you from saying anything that may jeopardize your claim or letting the defendant off the hook. The law is complex but straight-forward, as long as you have someone on your side who knows the rules.